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How the Senate's Health-Care Bill Would Cause Financial Ruin for People With Preexisting Conditions

How the Senate's Health-Care Bill Would Cause Financial Ruin for People With Preexisting Conditions --This bill will take American healthcare back to the completely broken system before the Affordable Care Act. | 23 June 2017 | ...This is where the new Senate bill makes significant--and dangerous--changes. The bill drives straight through these carefully crafted guardrails. Today, to waive requirements like essential benefits, a state must show that the alternative insurance being provided is "comprehensive," and "will provide coverage and cost-sharing protections against excessive out-of-pocket spending." These careful conditions on quality are removed in the Senate bill, replaced with a bare-minimum requirement that the alternative doesn't increase the federal budget deficit. States will be able to easily waive the requirement to cover Essential Health Benefits, without any careful conditions to ensure the quality and affordability of coverage. As a result, insurers will offer skinny plans with less coverage that falls far short of the needs of those with serious health conditions.